Frequently Asked Questions

---

A public adjuster is a licensed insurance professional who represents policyholders—not insurance companies—in negotiating property damage claims to ensure a fair settlement.  They handle the entire claim process: reviewing your policy, inspecting damage, filing paperwork, and negotiating with your insurance company to maximize your settlement. 

A public adjuster can really help if your claim is denied, underpaid, or too complex, such as major roof and siding damage from wind and hail. We know what damages to look for to get the maximum on your return. 

It is best to hire a public adjuster early, but they can be hired to reopen denied or underpaid claims. 

Yes, we are licensed in Iowa, Illinois, and Indiana.